Orenduff and Associates

About Orenduff and Associates

Orenduff and Associates, an independent agency, was founded in 1974 by Linwood Orenduff. The agency provides group and individual retirement plans, financial planning, wealth management, banking, brokerage and investment services. The Orenduff & Associates' mission statement is to provide innovative and personalized financial solutions that are supported by quality and timely customer service. Integrity and Honesty have always been and continue to be the hallmarks of Orenduff & Associates.

Linwood A. Orenduff CLU, ChFC Linwood has 33 years of experience in the Financial Services Industry. He holds a masters degree from Lynchburg College. His business manages over 70 million in client assets. He specializes in financial planning and wealth management. His professional designations include Chartered Life Underwriter and Chartered Financial Consultant. He holds the FINRA series 7 and 66 licenses, and the Virginia Life and Health licenses. Linwood consistently achieves ING Honors Club status. He is also licensed in the state of Florida.

Nicholas R. Orenduff Nicholas has 4 years experience in the Financial Services Industry. He holds a B.S. in International Business and a B.A. in Spanish from The College of Charleston, SC. He specializes in group retirement plans and personal financial planning. He completed the ING new producer school and holds FINRA series 7, 63 and 65 licenses, and the Virginia Life and Annuity license. He is also licensed in the state of South Carolina.

Specialty

Orenduff and Associates offer a full range of financial services for individuals and business.

Individual:

Comprehensive Financial Planning – Financial planning services include Retirement Planning, Asset Accumulation, Financial Position, Estate Planning, and Education Planning

Asset Allocation – Providing information and advice on allocation of assets among categories of investment alternatives (i.e., equity investments in foreign and domestic issues of different sizes and in various industry sectors, corporate debt securities, government securities, commercial paper and certificates of deposit) in a manner that is consistent with the Client's investment goals, current financial status and risk tolerance profile. Strategic and Tactical Models are available using either index or managed funds, or individual securities.

Investment Advice - The IAR will recommend specific investments and, where it is granted, may use discretion for transactions to implement the allocation.

Managed Portfolios – various available for certain accounts above $50,000 in value.

Risk and Insurance Planning – Life insurance: whole life, universal life, variable universal life, term life. Fixed and Variable Annuities. Long Term Care Insurance, Disability income insurance.

Tax Deferred and Tax Sensitive Investment Plans

Alternative Investments – Direct Participation Programs and alternative investment funds

Rollover Assistance

Corporations:

Employer Sponsored Retirement Plans i.e. 401k

Key Employee Insurance Planning

Financial Planning - for the business, business owners, and employees

Cash and Asset Management - business savings accounts and managed accounts

Employee Education i.e. seminars - Financial Education program is designed to help Plan Sponsors meet their obligation to educate employees and can lead to increased enrollments and contributions in retirement plans. These services are also available to individuals and groups.

Government:

Sect. 457b Governmental Deferred Compensation Plans

Employee Education - Financial Education program is designed to help Plan Sponsors meet their obligation to educate employees and can lead to increased enrollments and contributions in retirement plans. These services are also available to individuals and groups